OUR PRODUCTS AND SERVICES

Spectrum enhances the profitability of its clients by providing superior products and services, delivered under the highest professional standards and in full compliance with applicable laws and regulations.

• Single Premium Credit Life and Disability Insurance (including reinsurance opportunities through Spectrum Life Insurance Company)
• Debt Protection/Cancellation Products
• Mortgage Life and Disability
• Home Equity Open End
• Closed End MOB
• Web-based Term Life Insurance
• Group Term Life Direct Mail Programs
• Lenders Single Interest
• Collateral Protection
• Blanket Mortgage Fire
• Forced Order Fire
• Flood Determinations (Web-based)
• Involuntary Unemployment Insurance
• “Thank You” AD&D Insurance ($3,000 Free to Customer)
• Identity Theft Protection – Blanket and Upgrade Options
• Mortgage Disaster Protection
• GAP (Web-based)
• Vehicle Warranty Program (Web-based)
• Accounts Receivable Financing
• Accounts Receivable Insurance