Are you a Medicare beneficiary living in Utah? If so, you may be wondering what Medicare Advantage plans are available in your area. Medicare Advantage plans are offered by private insurance companies approved by Medicare and provide comprehensive coverage for hospital and health insurance. These plans cover everything Original Medicare covers through Parts A and B and may include routine dental, hearing and vision benefits. In addition, most Medicare Advantage HMO and PPO plans and all SNP plans offer prescription drug coverage like what you would get from Medicare Part D.
MoneyGeek's analysis indicates that the Regence medadvantage+Rx Primary (PPO) Regence BlueCross BlueShield of Utah plan is the best choice for buyers looking for plans with a low out-of-pocket ceiling, the nine most common benefits, drug coverage, and a high CMS rating. For example, if you need an HMO plan with a high CMS score, drug coverage, and nine major benefits, the SelectHealth Advantage Essential plan may be the best option. Buying Medicare Advantage plans with low or no premium can result in higher costs and make you pay out-of-pocket. You can also get drug coverage, additional benefits, and help paying your out-of-pocket expenses with a Medicare Advantage (Part C) plan or with your employer if you are still working.
All Medicare Advantage plans must include the benefits provided by Original Medicare Part A and Part B.If you have a private pay-for-service plan, you can file an appeal if your private pay-for-service plan doesn't pay, doesn't allow, stop, or limit a service that you think should be covered or provided. If you think waiting for a decision about a service could seriously harm your health, ask or ask your doctor to ask the private pay-per-service plan for a quick decision. They must respond to you within 72 hours. According to recent census data estimates, approximately 366,000 people age 65 and older live in Utah, representing more than 11% of the state's total population. If you're one of them and want to enroll in a Medicare Advantage plan to meet your health insurance needs, there are several options available to you.