Medicare Advantage (MA) plans in Utah are combined, comprehensive alternatives to Original Medicare. As such, these plans replace Medicare Parts A and B, and often Part D, which is Medicare prescription drug coverage.
Medicare advantageplans may include additional benefits that Original Medicare doesn't cover, including dental, vision and hearing care, 1.Medicare Advantage plans are an excellent alternative to Original Medicare because they offer the benefits of Original Medicare coverage and more. All Medicare Advantage plans must include the benefits provided by Part A and Part B of Original Medicare.
This allows consumers to compare plans based on price and less tangible things, such as customer service, since the benefits themselves are consistent. As noted above, more than half of Original Medicare beneficiaries have supplemental coverage through an employer-sponsored plan (from a current or former employer or the spouse's employer) or Medicaid, and these plans often include prescription drug coverage. PPO plans include several benefits, including a wider network of hospitals, doctors, and treatment centers. While Part A pays for inpatient care in a hospital and Part B covers services and supplies used to treat or prevent medical conditions, Medicare Advantage plans come with some additional benefits.
Most Medigap insurers in Utah don't offer Medigap plans to people under 65 who are eligible for Medicare because of a disability. If you want to enroll in a Medicare Advantage plan (also known as Medicare Part C) in Utah to meet your health insurance needs, you're not alone. Original Medicare Part B covers 80% of doctor visits, preventive care, mental health services, physical therapy, occupational therapy, laboratory services, and other outpatient services. Medicare Advantage plans offer some key differences that distinguish them from Parts A and B of the Original Medicare system administered by the federal government.
Medicare-eligible seniors can choose from plans offered by several private insurers, although the options available vary by county. Part D coverage can be purchased as a standalone plan or as part of a Medicare Advantage plan that includes Part D prescription drug coverage. These plans cover everything Original Medicare covers through Parts A and B and may include routine dental, hearing and vision benefits.